FIRST TIME BUYER MORTGAGE OPTIONS

Are you looking to get on the property ladder? There are some excellent mortgage deals available to first time buyers at the moment including Help to Buy Schemes. We are able to talk though your mortgage options and I can guide you through every step of the process.

MOVING HOUSE MORTGAGES

With interest rates being very low there are some highly competitive mortgage deals available for home movers. It is advisable that you speak with an professional mortgage broker like me before you view houses so that you have a good idea of how much you can borrow and can afford to repay.

HAVING PROBLEMS GETTING A MORTGAGE

With the recent changes in mortgage rules getting a mortgage now can by much more difficult. Historically a mortgage application was mainly judged by salary and income now the focus has been changed to affordability of mortgage repayments, a much fairer system many would argue.

REMORTGAGE ADVICE

There are many reasons what clients choose to remortgage, the two most common reasons would be to secure a more competitive mortgage deal or to raise money from the equity in your home. With interest rates being very low there are some highly attractive remortgage deals available at the moment. I am able to search 1000’s of remortgage deals from a large number of mortgage lenders.

LET TO BUY MORTGAGE ADVICE – LET OUT YOUR EXISTING HOME TO BUY A NEW ONE

With the recent recovery of house prices and the strong demand for rental homes in Manchester this is becoming increasingly popular. We are able to remortgage your existing home on to a buy to let and raise a deposit if need be to fund a new purchase.

BUY TO LET MORTGAGE ADVICE

I work closely with new and existing landlords discussing their mortgage needs. I am very experienced in this field and have many regular landlords who make several investments per year. I am able to help on your property choice and calculate the rental yield for your investment.

SELF EMPLOYED MORTGAGE ADVICE

It is usually much harder for the self employed to get mortgage deals due to the detailed analysis of data going back years of self employed mortgage conduct. With help of a mortgage broker like myself I am able to utilise my experience and industry knowledge to recommend the most suitable lender for your personal situation.

Call now on 0161 465 0237 to find out more.

 

The Financial Conduct Authority does not regulate some Buy To let mortgages.

 

YOUR HOME MAY REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT